Through the Goldify ecosystem and COOWN’s growing member network, eligible everyday activity can earn Gold Rewards and Value Coins — while membership opens up opportunities to access services, support fellow members and participate in what comes next.
Gold Rewards
1–5%
Earn 1–5% in Gold Rewards
Earn Gold Rewards on eligible transactions through the Goldify Card, Goldify Store and other qualifying activities, according to the applicable reward rates.
The rate depends on the transaction type, the participating service, eligibility and programme rules.
Not every transaction earns the top rate.
Rewards are credited in gold, whose value can rise or fall.
Value Coins
100%
Value Coins equivalent to 100% of eligible transaction value
Qualifying transactions can earn Value Coins equivalent to 100% of the eligible transaction value under the programme rules. Value Coins recognise participation in the ecosystem and are intended for eligible stock-related redemption in the future, subject to the applicable programme rules and legal structure.
Value Coins are not cash.
They cannot be redeemed for cash and are not cash-equivalent.
They do not represent shares or equity today.
They are not a guaranteed return or financial benefit.
Any future redemption is subject to law, approvals and published programme terms.
Gold Rewards and Value Coins are earned through eligible Goldify activity under the applicable programme terms, which may change; exclusions and limits apply.
Why COOWN
Business can work differently.
COOWN is building a company around the needs of everyday people — bringing useful services and meaningful participation together.
From the services people use today to the ideas that shape what comes next, we’re working towards a future where businesses create value more widely.
Our services
Everyday needs. More possibilities.
Explore services designed around the things that matter in everyday life — from gold and rewards to financial services, travel and more.
Delivered through Goldify, the first product in the COOWN ecosystem — fintech is our first vertical, not our last. Rewards, rates and eligibility are set out in each programme’s terms and may change; exclusions and limits apply. Insurance cover and loan terms, rates and approval are set by each insurer and lender. The value of gold can rise or fall.
Shop your favourites
Your favourite brands. Rewards in Gold.
Discover deals from leading brands and earn Gold rewards on eligible purchases through Goldify.
Rewards are shown as “up to” and differ by brand and offer; eligibility, exclusions and limits apply, and rates can change. Rewards are credited in gold, whose value can rise or fall. Brand names and logos belong to their owners and are shown to indicate offers available through Goldify.
Participate
Your life. Your ideas. What we build next.
The best ideas start with real problems. Tell us what could make everyday life easier, share your ideas and vote on the services you want COOWN to explore next.
Community input helps inform COOWN’s priorities. Ideas are evaluated based on feasibility, business priorities and applicable requirements; not every suggestion will become a service.
A place to take part.
Illustrative images
Community
More than a membership. A community to belong to.
Connect with fellow COOWNing members, discover new offers, exchange ideas and take part in a growing community built around shared prosperity.
Join conversations, explore community spaces, stay connected with member activities and be part of the ideas and initiatives shaping COOWN.
COOWN is an active, growing community. Join fellow members to exchange ideas, participate in discussions, connect through local chapters, attend meetups and events, and help shape the future of COOWN.
The community has its own sign-in. Services, membership and participation stay here on coown.world.
Group buying
Big purchases. Better together.
Planning to buy a car or a home? COOWN brings interested buyers together to explore group-buying opportunities and negotiate better offers.
Interest is open. No group offers are running yet.
Registering interest is free and carries no obligation. Outcomes depend on suppliers — COOWN aims to negotiate better terms but cannot guarantee a discount or a deal.
Stills from the walk
The founder’s walk
Building a better way forward, one conversation at a time.
COOWN is taking its belief out into the world — meeting people, listening to their stories and learning what needs to work better in everyday life.
Every conversation is an opportunity to understand real problems and discover ideas that could make a difference.
Follow the journey, share what matters to you and be part of the conversation.