Delivered through Goldify, the first product in the COOWN ecosystem. Rewards, rates and eligibility are set out in each programme’s terms and may change; exclusions and limits apply. Insurance cover and loan terms, rates and approval are set by each insurer and lender. The value of gold can rise or fall.
Everyday value
The things you already pay for can work harder for you.
A card swipe, an online order, a holiday booking — everyday spending, with rewards and clear information built in.
Rewards on eligible spending
Earn gold rewards on eligible transactions, under each programme’s terms.
Offers from participating brands
Shop with brands that take part, and see the reward before you buy.
Gold, clearly priced
Buy, sell and save in digital gold, with charges and terms shown up front.
Useful services, one place
Cards, travel, insurance, loans and education — with honest availability.
Rewards depend on programme terms; exclusions and limits apply.
Group buying
Big purchases. Better together.
Planning to buy a car or a home? COOWN brings interested buyers together to explore group-buying opportunities and negotiate better offers.
Interest is open. No group offers are running yet.
Registering interest is free and carries no obligation. Outcomes depend on suppliers — COOWN aims to negotiate better terms but cannot guarantee a discount or a deal.
Co-owning member
Use it. Shape it. Grow with it.
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Co-owning membership
More than a customer. Become a co-owning member.
Anyone can shop. A co-owning member helps build the company they shop with.
Join COOWN to use everyday services that reward you, have a say in what we build next, and grow alongside a company built around its members.
Everything in one place
Card, deals, gold, travel, insurance, loans and education — with honest availability.
Rewarded for what you already do
Earn gold rewards and Value Coins on eligible spending, under each programme’s terms.
Your voice, built in
Suggest the services you want and back the ideas that matter. What members ask for shapes what COOWN builds next.
There from the start
Join the founding members helping COOWN grow towards its goal of 25,000 — a goal, not a count.
Co-owning membership means taking part in building COOWN. It does not automatically confer equity, shares, voting rights, dividends or any financial return. Any future participation in equity or other ownership arrangements would be subject to applicable law, regulatory approvals and published terms.
The COOWN story
Building COOWN, one person at a time.
COOWN is a company for the common man, so it is being built the same way: in conversation. The founder started walking from Coimbatore to meet people, listen to what they need from the services they use every day, and take COOWN to them.
The walk continues until COOWN reaches its goal of welcoming 25,000 founding members. Every conversation shapes what the company builds next.
25,000 is our goal — not a count of people who have joined.